Storm Damage

Bad Faith Insurance Claims in Texas: What You Should Know

Under Section 541 of the Texas Insurance Code, an insurer breaches its duty of good faith and fair dealing when it denies a claim after its liability has become reasonably clear. Universal…

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What is an RCV policy?  

Understanding the terminology of insurance policies is critical in understanding your legal rights under them.  An insurance policy that allows “RCV” or “Replacement Cost Value” typically means the cost to replace the…

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